In light of the credit legislation that recently went into effect, card issuers have come up with new ways to make up revenue. Watch out ! Your card may suddenly sting you …

BECAUSE YOU’RE NOT SPENDING ENOUGH : 30 $ TO 90 $

Annual fee for some Citibank cardholders who spend less than 2 400 $ a year.

BECAUSE YOU’RE NOT SWIPPING ENOUGH : 19 $

Charge for Fifth Third Bank cardholders who do not use their card within one year.

JUST BECAUSE :  29 $ TO 99 $

Annual fee beign tested by Bank of America on a variety of new and existing cards.